The Open Enrollment Period for health insurance has just begun on November 1st, 2017-January 31st, 2018 in California. During this period, you can apply for a health insurance plan without a qualifying life event. The Affordable Care Act and Covered California are alive and well. For Covered California members who qualify for state subsidies, they […]
Getting married is exciting and a wonderful positive life event in one’s life. However, many couples can get overwhelmed by so many options in wedding planning that they do not find the time to sit down and think about critical questions in their joint life, with regard to planning their health and life insurance needs as […]
Getting a divorce brings a new type of change to your everyday life. For some people this change is wanted, yet for others, it is unexpected and heartbreaking. For all of us though, it is a change, requiring one to revisit all aspects of one’s financial planning and security. In this article I will address […]
Many of my clients ask me how I feel about the disaster of the German Wings airplane crash, being an American/German citizen. This tragedy not only saddens me, but is also incomprehensible. A NPR interview with Kenneth Feinberg, the Attorney who was in charge of the distribution of the 9/11 Victim’s Compensation Fund, summarized very well what we […]
With high mortgages and ever rising cost of education and living expenses every family, husband and wife, in Santa Monica should make sure that their life insurance covers their needs. To often families oversee that not only the breadwinner should carry life insurance but also the life partner who works at home taking care of […]
Schools in Los Angeles and Santa Monica started as early as in the middle of August. Many families are already back in normal routines. Now is the perfect time to review your life insurance needs. We often forget that life changes, such as marrying, buying a bigger house, the birth of a child, do trigger […]
Although every day 10,000 people are turning 65, Long Term Care Insurance is still not popular in Santa Monica. Only 8 million Americans carry this essential insurance in the United States, but recent studies show that 6 out of 10 people will need it during their lifetime. With Nursing home costs running more than $ […]
Although we mostly blog in Santa Monica and Brentwood about changes in the health insurance industry, as I am licensed to sell Annuities, I wanted to inform you about the important changes Commissioner Jones introduces for Annuities Protection AB689. “Far too long, seniors have been victimized by the aggressive marketing and sale of annuity products […]
[trafficplayer_skin padding: 41px 0 0 41px; width: 366px; height: 515px; background: url(http://solidhealthinsurance.com/blog/wp-content/uploads/skin10_325x300.png) no-repeat top left; text-align: left;][trafficplayer_youtube_video width=”325″ height=”300″ src=”http://www.youtube.com/embed/DpSsqgAVVLg?&autohide=0&autoplay=1&controls=1&hd=0&rel=0&showinfo=0″ ][/trafficplayer_youtube_video][/trafficplayer_skin] Today is the last day of September, although many of us understand the need of life insurance, we people living in West Los Angeles are so busy that we are often postpone the decision […]
Traditionally, the need for life insurance and financial security in Santa Monica has been triggered by major life events; when providing for your loved ones becomes more critical. Typical life events that increase the need for protection include: Marriage Birth of child Covering existing mortgage Income protection for spouse Purchase of a new home Planning for […]