As employees look to increase their wages while their employers are focused on minimizing costs, medical costs and with that, health insurance premiums, appear to be the elephant in the room. The California Health Care Foundation reported that between 2011 and 2016, the yearly cost of health insurance for a family rose by $5,208 or […]
Many Californians are getting ready to plan their summer vacations. Destinations like Mexico, Europe, Canada and Asia are on many people’s “must visit ” lists. With more restrictions on U.S. health insurance, it is most likely that your primary U.S. health insurance will cover only a fraction of any actual costs incurred overseas – and […]
As a small business owner considering offering health insurance in California, you probably have asked yourself, “How can I keep healthcare costs down while offering my employees the coverage they need? There are so many carriers and so many plans, how do I find the right plans for my employees? What options are available on […]
With lifting the health care mandate in 2019, many Californians might be confused about their 1095 forms and if they are necessary for filing their 2017 and 2018 taxes. Until there is a change in the written law the 1095 forms are still required. Californians who applied for health insurance through Covered California or Federal […]
Have you noticed your health insurance premiums increasing 10-20% a year over the last few years? Unfortunately, these dramatic rate increases over the last few years have been the norm. For the Los Angeles region alone, we saw a 13% weighted average rate increase for the individual health insurance premiums in 2018. The Department of […]
Many Californians still do not understand why they cannot enroll all the time for health insurance. In order to avoid that people enroll only when they need medical assistance, the Affordable Care Act implemented specific Enrollment Periods. In the Open Enrollment which starts from November 1st to December 15th, and in California until January 31st […]
Have you ever wondered what happens to your health insurance in the case of a major life event such as marriage/divorce, childbirth, moving, turning 26, losing Medi-Cal or employer-sponsored insurance? All of these events are defined as qualifying life events which qualifies you to enroll in a health insurance plan outside of the Open Enrollment […]
With the changes in health care currently up for discussion in Washington DC, many Californians might be confused about their 1095 forms and if they are necessary for filing their 2017 taxes. Until there is a change in the written law the 1095 forms are still required. Californians who applied for health insurance through Covered […]
We are approaching the deadlines for both the Medicare Annual Enrollment Period on December 7th and for the Individual Open Enrollment Period which ends December 15th for a January 1st effective date and the Special Enrollment Period for Small Business . Many people have still not made a decision on their health insurance plans as […]
The Open Enrollment Period to enroll in a health insurance plan began November 1st, 2017 through January 31st, 2018 in California. In California, many families who are not eligible for subsidies on Covered California, the premium increase in their health insurance is very steep. To remain on the same health insurance premium families are forced […]