Affordable Health Insurance

How Can I Keep My Small Group Health Insurance Costs In Control While Offering Great Benefit Package to my Employees?

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As a small business owner considering offering health insurance in California, you probably have asked yourself, “How can I keep healthcare costs down while offering my employees the coverage they need? There are so many carriers and so many plans, how do I find the right plans for my employees? What options are available on […]

Affordable Health Insurance

Medical Inflation is Slowing

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Have you noticed your health insurance premiums increasing 10-20% a year over the last few years? Unfortunately, these dramatic rate increases over the last few years have been the norm. For the Los Angeles region alone, we saw a 13% weighted average rate increase for the individual health insurance premiums in 2018. The Department of […]

Affordable Health Insurance

What are Qualifying Life Events in the Special Enrollment Period in order to obtain Health Insurance

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Have you ever wondered what happens to your health insurance in the case of a major life event such as marriage/divorce, childbirth, moving, turning 26, losing Medi-Cal or employer-sponsored insurance? All of these events are defined as qualifying life events which qualifies you to enroll in a health insurance plan outside of the Open Enrollment […]

Affordable Health Insurance

2018 Open Enrollment Period – a hardship for many families who do not to qualify for subsidies

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The Open Enrollment Period to enroll in a health insurance plan began November 1st, 2017 through January 31st, 2018 in California. In California, many families who are not eligible for subsidies on Covered California, the premium increase in their health insurance is very steep. To remain on the same health insurance premium families are forced […]

Affordable Health Insurance

Open Enrollment Period 2018 Starts

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The Open Enrollment Period for health insurance has just begun on November 1st, 2017-January 31st, 2018 in California. During this period, you can apply for a health insurance plan without a qualifying life event. The Affordable Care Act and Covered California are alive and well. For Covered California members who qualify for state subsidies, they […]