Many Americans are under the believe that with introduction of the Obamacare in 2014 all employers have to to offer health insurance in Santa Monica and the rest of the country. This is not the case . The Obamacare ( the Affordable Care Act ) requires only certain employers to purchase health insurance or else […]
Many clients of mine asking me when can I buy health insurance through the California State Exchange and can my agent assist me to navigate through the system. The health insurance exchange , Covered California, will open October 1st, 2013 and continue enrollment until March 31st, 2014. You must purchase health insurance during this open-enrollment […]
Good News for everyone in California, who got denied health care coverage due to pre-existing health conditions, can in 2014 obtain health insurance through the state health exchange or any private exchange. Starting in 2014, insurance companies will be required to sell policies to everyone regardless of current or past health issues, and they will […]
Although we do not have the final rates yet for the health insurance premium for the state health exchange in California, Covered CA, we know the main factor which will determine the premium of the state exchange. 1) Age, Regional Area and smoking status 2) How much coverage you choose to purchase (you can […]
In the most recent years I came across of many Angelenos who just could not afford the health insurance premium and opted out not to carry health insurance. In Los Angeles alone the percentage of uninsured is 25 %. Starting in January 2014, most individuals will be required to have health insurance or pay a […]
In 2014 small business owners in California have to implement the Affordable Care Act (ACA) as part of the health care reform. ACA requires business with 50 or more full-time workers to provide a minimum level of affordable health care coverage or pay a penalty, which starts at $ 2000 for each full-time employee after the […]
The Health care reform law mandates that California implements a Group Health Insurance Exchange, called SHOP, the Small Business Health Option Program, in which Small Business can buy their health insurance. Initially in 2014, SHOP exchanges will limit eligibility to only businesses with up to 50 employees and will expand in 2015 up to 100 […]
With all the media one wonders how the Individual Health Insurance Market look like in Santa Monica in 2014. Starting in 2014, the health insurance market in Santa Monica and the rest of California should be simpler and more affordable for Individuals and Families to purchase health insurance that can’t be denied or canceled due […]