Affordable Health Insurance

Aetna discontinues Individual Health Insurance in California

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Aetna‘s answer to Obama’s health insurance reform is to discontinue individual health insurance services starting December 31 2013 in California. Effective July 1, 2013, Aetna will no longer offer Aetna Advantage Plans for Individuals, Families and the Self-Employed in California. California applications (online or paper) received by their underwriting department requesting an August 1, 2013 or […]

Affordable Health Insurance

Obama asked for Latinos and Young people to enroll in the state exchange of California

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Last week President Barack Obama  encouraged the uninsured Californians or those paying high prices for health insurance to sign up for coverage in the California State Exchange Covered California, beginning October 1st. Obama used this trip to California to highlight how the state is implementing the Affordable Care Act and rebut continuing criticism over his signature legislative […]

Affordable Health Insurance

What are Navigators and will they replace health insurance agent in California?

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With the implementation of the state exchange there will be also so called “Navigators” trying to assist consumers to understand the new exchange. In contrast to a licensed insurance agent, who has passed exams and had a complete background check including fingerprinting, Navigators are not asked for such a scrutiny. The law created government-paid helpers […]

Affordable Health Insurance

California Workers in High-Deductible Health Plans utilize less Preventive Health Care

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Accordingly to a study published this week in  Health Affairs Modern Physician U.S. workers made fewer visits to their physicians and pharmacies after their employers moved them into a high-deductible health plan with a health savings account. The findings indicate that beneficiaries of HDHPs might forgo preventive treatment because they are confused about the plan’s coverage. […]